Nigerian SMEs prefer invoizPAID against traditional players.

EMF allows Nigerian SMEs easy and fast access to working capital according to their individual requirements and suited to their needs.

Unrivaled Support - Free growth hacking & accounting advisory sessions

SME-Friendly - No collateral and no cumbersome paperwork

Convenient - Response within 48 hours, after the due diligence(fast-track)

Transparent - Full overview of the total costs immediately and up-front

Transaction Dynamics, Requirements

Loan Dynamics

  1. 9 month sales data
  2. ₦500,000 monthly sales
  3. 150+ units sold monthly
  4. Low out of stock
  5. Store ratings above 4

Loan Security Terms

  1. Irrevocable domiciliation of proceeds from Jumia sale into InvoizPAID account
  2. Blank cheques from the personal account of Director (For LTD Companies) or Business Owner / Partner (For Sole Proprietorship or Partnership)
  3. Personal guarantee of Director (For LTD Companies) or Business Owner / Partner (For Sole Proprietorship or Partnership)
  4. Fire & Burglary Insurance for at least one-and-a-half time the value of the Total Repayment Amount with beneficiary as designated by Lender